Most of us are aware of the basic benefits that a home security device can offer, including alerts when a suspected burglary is taking place or an alarm from a smoke detector or a carbon monoxide detector to let you know that you might be in danger. When it comes to personal wellbeing, the safety and security that such a device offers is priceless. However, you should also know that a home security device can also save money throughout the year, especially in rural settings such as Lebanon, New Hampshire or other parts of New England.
- Lower Utility Bills. This might come as a surprise at first, but having the proper home security device can help you save money on your utility bills. Installing a water or flood sensor, lights that come on only when a person is believed to be in the room, or temperature control in your home can protect your home from costly damage. If you get a device that lets you automate your controls, or remotely activate or deactivate them, the savings could be even better as you are able to increase efficiency and minimize unwanted utility use throughout the day.
- Savings Add Up. A monitored home security device, such as a camera or monitoring system, can ultimately save you more money, even though you are paying for the system in the first place. Devices such as an iPhone can be set up to keep an eye on the house. Although these devices can be expensive to purchase initially, consider the total loss you would have to endure if a catastrophic event, such as a burglary or fire, occurred in your home.
- Simple is Better. You don't need to install and run an expensive home security device, such as a camera system, to enjoy enhanced home or business security. Although those devices can help you save money, so can taking simple steps around the home. Start by upgrading your door locks and replacing dated deadbolts with newer and stronger ones, and installing motion-activated light sensors around the home. Insurers will take these seemingly smaller steps into consideration, which equals money savings for you.
- Install a Radio Communicator. A radio communicator hooks up to most security systems and has a cellular antenna that reaches out to a cell tower for emergencies, updates, and calibration. You may not need a landline (which can be expensive), as many home security systems have wireless capabilities. Many radio communicators are inexpensive and sometimes involve a small monthly fee.
- Make Home Security Improvements. Common security devices such as smoke detectors, deadbolt locks, or burglar alarms often yield savings of at least five percent on your home or business insurance. In addition, some companies might offer to lower your premium by 15 to 20 percent if you install a more advanced device, such as a fire alarm and sprinkler system that notifies emergency responders. You can benefit from additional savings by contacting your insurance provider to see what they suggest, and what the final savings will be.